Devin Miller is Co-Founder and Head of SecureSave, a part of HSA Bank and a leading provider of employer-sponsored emergency savings accounts. An accomplished executive with 15+ years in fintech and workplace savings, he leads the charge to reinvent emergency savings.

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Guest Resources

Secure Save – Check out Devin’s website to learn more about employer-sponsored emergency savings. Request a demo and explore how the platform can strengthen your employee benefits.

Devin Miller LinkedIn – Follow Devin on LinkedIn to stay informed about workplace financial wellness and emergency savings trends.

3 Value Bombs

1. Financial resilience reduces stress, improves well-being, and creates stability.

2. Saving is more about emotion than knowledge, make it automatic, simple, and rewarding.

3. Supporting employee emergency savings strengthens culture, retention, and long-term business success.

Sponsors

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Show Notes

**Click the time stamp to jump directly to that point in the episode.

Today’s Audio MASTERCLASS: How to Promote Employee Well-Being and Strengthen Culture Through Emergency Savings

[1:11] – Devin shares something he believes about becoming successful that most people disagree with.

• Success should be viewed as a journey rather than a single destination.
• Comparing your present to someone else’s current success ignores the years of work behind it.
• Patience and long-term perspective are essential for building meaningful success.

[3:10] – Devin talks about the moment he realized emergency savings needed a completely different solution.

• During the early days of the COVID-19 pandemic, Devin recognized that financial preparedness had become an urgent need.
• A conversation with his business partner sparked the realization that emergency savings is an emotional challenge, not simply a financial one.
• The pandemic created an opportunity to rethink how technology could help people build financial resilience.

[5:43] – Devin shares how he approached building Secure Save, once he identified the problem, to solve it at scale.

• He began by developing a clear mental model of the customer before validating assumptions with research.
• Business viability and scalability were considered alongside customer feedback from the very beginning.
• Building a venture-scale company requires equal attention to both customer needs and sustainable business economics.

[7:56] – Devin talks about what are the biggest roadblocks preventing people from building emergency savings, and how can the right solution overcome them.

• Emotional barriers, not financial knowledge, are the greatest obstacle.
• Everyone understands financial emergencies because they’ve experienced them personally.
• Automated saving, simple design, and meaningful incentives help people consistently build emergency funds.
• Secure Save was intentionally designed around human behavior and emotional decision-making.

[11:13] – A timeout to thank our sponsors.

[14:13] – Devin talks about what should they be looking at when businesses evaluate employee wellness and benefit programs.

• New businesses should first establish retirement and healthcare benefits.
• More mature organizations should evaluate additional benefits employees genuinely value.
• Emergency savings consistently ranks among employees’ most desired workplace benefits.
• Strong adoption rates and positive retirement outcomes create measurable employer value.

[18:02] – Devin talks about how emergency savings benefits lead to better employee wellness, stronger culture, and improved business outcomes.

• Financial stress remains one of employees’ greatest sources of anxiety.
• Emergency savings gives employees immediate financial security while reinforcing employer support.
• Higher utilization, improved satisfaction, stronger retirement participation, and increased productivity create significant returns for employers.

[20:04] – Devin shares a story that demonstrates the real-world impact of emergency savings.

• A manufacturing company regularly faced employee financial emergencies that disrupted attendance and productivity.
• Emergency savings created a scalable alternative to handling individual financial requests.
• Large employers have measured employees with emergency savings accounts working 5–7% more hours than those without one.
• Structured programs provide consistency while supporting employees during unexpected financial challenges.

[23:09] – Devin gives his key take away.

• Workplace emergency savings is an emerging employee benefit category worth exploring.
• Business leaders should begin evaluating how emergency savings fits into their overall benefits strategy.
• Understanding employee needs today can lead to stronger organizations tomorrow.

[24:05] – Call to action.

• Secure Save – Check out Devin’s website to learn more about employer-sponsored emergency savings. Request a demo and explore how the platform can strengthen your employee benefits.
• Devin Miller LinkedIn – Follow Devin on LinkedIn to stay informed about workplace financial wellness and emergency savings trends.

[25:21] – Thank you to our Sponsors!

• Shopify: Starting a business is hard. Setting up your online store shouldn’t be. Shopify makes it simple to build, launch, and grow your business. Head over to Shopify.com/onfire to start your free trial today!
• HighLevel: The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies! Learn more at HighLevelFire.com!

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